Investment Planning


The world of investment planning can seem a complex and daunting area.   Our highly qualified advisers have both the skills and knowledge to help guide you towards the most suitable investment products and services.   We ensure that careful consideration is given to your investment goals, objectives, attitude to risk, tax position and past experience.   Understanding you and your circumstances helps us to ensure that we give the most suitable advice possible.

We have carefully selected a network of investment teams managing literally hundreds of funds around the world.   For larger personal funds you may benefit from Discretionary Wealth Management, where a dedicated investment manager operates an account containing your choice of investments, managing it on a daily basis. We can introduce you to a recommended investment manager.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

If the product or fund invests overseas, this may in part be due to exchange rate variations.   Most investments should be considered as a medium to long term commitment, meaning you should be prepared to hold them for at least 5 years.

The value of any tax benefits described depends on your individual circumstances.   Tax treatment varies according to individual circumstances and is subject to change.